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Three Things You Need to Know about Seasonal Work and Social Security

Three Things You Need to Know about Seasonal Work and Social Security

Woman handing shopping bag to a customer in a clothing store

Woman handing shopping bag to a customer in a clothing store

Right after Halloween, stores and businesses begin advertising that they’re looking for seasonal workers. It’s a good way to make extra income during the busy holiday season. We know you may have some questions about seasonal work and how it affects your work record. Social Security is here to answer your top three questions about seasonal work.

  1. Do I earn credits toward future Social Security benefits if I get a job during the holidays?

Yes, your seasonal earnings count toward your future benefits. You earn Social Security credits when you work in a job and pay Social Security taxes. We use your total yearly earnings to figure your Social Security credits.

  1. I get Social Security benefits. Will seasonal work affect my benefits?

You can get Social Security retirement or survivors benefits and work at the same time. But if you’re younger than full retirement age, and earn more than certain amounts, your benefits will be reduced. Your benefits will increase when you reach full retirement age.

If you receive Social Security disability benefits or Supplemental Security Income (SSI), special rules make it possible for people to work and still receive monthly payments. If you want to try working again, seasonal work may help you ease back into the work force. If you’re ready to work again, or would like to try this holiday season, read Working While Disabled.

  1. How do I make sure my seasonal wages are posted correctly?

Your personal my Social Security account is the easiest and most efficient way to verify your earnings. If you don’t have an account, create one today. Your personal my Social Security account puts you in the driver’s seat of your personal record. You can view your Social Security Statement, request a replacement card, report your wages if you’re getting disability, and  more!

Remember that Social Security is here to help you secure today and tomorrow. You can find the answer to most of your questions by visiting our website.